3 Wise Pet Insurance moves to make right now – Pet Insurance Tips
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3 smart pet insurance moves to make now.
If you’re considering the benefits of pet insurance make these three smart moves in order to secure comprehensive care at a reasonable cost.
Get it while the pet is young
Talk to your vet
Avoid certain breeds/types
Get it while the pet is young
One way that pet insurance is like life insurance for humans? It will only become more expensive with time.
Accordingly, it behooves pet owners to insure their pets when they’re still young, healthy and relatively ailment-free.
If owners wait, the pet will become riskier to insure. That risk will be reflected in the monthly premium owners pay.
If you act sooner than later, however, you can lock in a lower rate.
Also: pet insurance providers can reject coverage for pre-existing conditions.
So don’t think you can wait until your pet gets sick to get protected, a provider may turn you down for coverage. It’s better to act soon.
Start exploring your options now with a free online price quote or by using the table below to compare providers.
Talk to your vet.
Your vet can help you tailor your insurance plan to the pet you have.
They’re already closely involved with the care and treatment of your animal and see a variety of related issues on a daily basis.
By tapping your veterinarian for guidance, you can more accurately adjust your pet insurance coverage to only what you need now, or may need in the future.
This way you won’t wind up paying for protections you’re unlikely to use.
Veterinarians also know which breeds are more likely to suffer from hereditary conditions than others.
Accordingly, they can predict with some certainty what health conditions to cover in advance.
Avoid certain breeds/types.
It may be too late for this with your current cat or dog but if you’re considering pet insurance for a new furry friend then make sure you do your homework first.
For starters, dogs are usually more expensive to insure than cats (cats generally live longer and have fewer medical conditions).
If your heart is set on a pup, however, be smart about the breed you get. Select dog breeds have known health issues.
A German Shepherd is more likely to need a medical procedure for hip dysplasia than most other breeds.
English bulldogs, Frenchie’s and many other “flat-faced” dogs are prone to suffer from Brachycephalic Airway Obstruction Syndrome (BAOS).
This is not to say that you’ll be unable to pet insurance for these animals.
You may still be able to. It’s just likely to cost you more for insurance than it would for other breeds.
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